Search Site    

Open Enrollment including Health Insurance Buy-out (Is closed for 2019 elections)

Election of these benefits is only available at the time of hire or during                                 Open Enrollment unless you have a HIPAA qualifying event.

What is a Section 125 Cafeteria Plan - A Cafeteria Plan is a reimbursement plan governed by IRS Section 125 which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated. These accounts can be for insurance premiums and medical or dependent care expenses not covered by insurance, from which employees can be reimbursed throughout the plan year or claim period as they incur the expenses. A Cafeteria Plan allows the employer to reduce employees’ gross income, thereby reducing the amount the company pays in Federal Insurance Contributions Act (FICA or Social Security), Federal Unemployment Tax Act (FUTA), Workers’ Compensation, and some State taxes.

Our cafeteria plan includes these options:

You must enroll during every open enrollment.  No late submissions will be accepted if you miss the deadline.

Health Flexible Spending Account (FSA)

Dependent Care Assistance (DCAP)

Health Insurance Buy-out (Cash in Lieu)

Waiver of Premium Conversion (electing this option allows you to pay taxes on your insurance premiums instead of a pre-tax deduction)

Medical and Dental Plan information (click here)

Open enrollment is the time to add or delete spouse/dependents, change your plan election or cancel your coverage.  IF YOU ARE NOT MAKING CHANGES TO YOUR COVERAGE OR WHO IS COVERED BY THE PLAN YOU DO NOT NEED TO COMPLETE ANY FORMS.

Claim forms

Quick Links

LNSU Calendar

See Full Calendar

February 19
LNMUUSD Act 46 Merger Acceptance Vote
February 25
LNSU/LNMUUSD Informational Meeting